Wyoming Car Insurance Calculator
Calculate your auto insurance cost in Wyoming. Compare with state averages and find savings.
$1,289
Avg Annual Premium
25/50/20
Min Liability
Monthly Avg
$107
Full Coverage
$1,678
Min Coverage
$456
Uninsured Rate
8.2%
Wyoming Car Insurance Requirements
Minimum Liability Coverage
Bodily Injury (per person)$25,000
Bodily Injury (per accident)$50,000
Property Damage$20,000
Additional Requirements
PIP RequiredNo
Uninsured MotoristOptional
Med Pay RequiredNo
Factors Affecting Car Insurance Rates in Wyoming
Low populationRural drivingWildlife collisions
Major Metro Areas in Wyoming
CheyenneCasperLaramieGilletteRock Springs
FAQ
Wyoming Car Insurance FAQ
Everything you need to know about car insurance rates, requirements, and savings in Wyoming
The average annual car insurance premium in Wyoming is $1,289, or about $107 per month. Full coverage averages $1,678 annually, while minimum coverage averages $456. Your actual rate depends on your age, driving record, vehicle, and coverage level.
Wyoming requires minimum liability coverage of 25/50/20 ($25,000/$50,000 for bodily injury and $20,000 for property damage).
Key factors affecting Wyoming car insurance rates include: Low population, Rural driving, Wildlife collisions. Additionally, your age, driving history, credit score, vehicle type, annual mileage, and coverage level all impact your premium.
Approximately 8.2% of drivers in Wyoming are uninsured. This is relatively low compared to some states. Uninsured motorist coverage protects you if you're hit by an uninsured driver.
To lower your Wyoming car insurance: 1) Compare quotes from multiple insurers like State Farm, GEICO, Progressive. 2) Increase your deductible. 3) Bundle with home insurance. 4) Take a defensive driving course. 5) Maintain a clean driving record. 6) Ask about discounts for low mileage, good students, or safe driving apps.
The top car insurance companies in Wyoming include: State Farm, GEICO, Progressive, Farm Bureau, Mountain West. Each company offers different rates and discounts, so it's best to compare quotes from multiple insurers to find the best rate for your situation.
WY Insurance Costs
Average premiums in Wyoming:
- Annual Average$1,289
- Monthly Average$107
- Full Coverage$1,678
- Minimum Coverage$456
WY Requirements
Minimum coverage required:
- Liability25/50/20
- PIP RequiredNo
- UM RequiredNo
- Uninsured Rate8.2%
Top WY Insurers
Popular insurance companies:
- •State Farm
- •GEICO
- •Progressive
- •Farm Bureau
- •Mountain West