Connecticut Car Insurance Calculator
Calculate your auto insurance cost in Connecticut. Compare with state averages and find savings.
$1,867
Avg Annual Premium
25/50/25
Min Liability
Monthly Avg
$156
Full Coverage
$2,456
Min Coverage
$645
Uninsured Rate
8.9%
Connecticut Car Insurance Requirements
Minimum Liability Coverage
Bodily Injury (per person)$25,000
Bodily Injury (per accident)$50,000
Property Damage$25,000
Additional Requirements
PIP RequiredNo
Uninsured MotoristRequired
Med Pay RequiredNo
Factors Affecting Car Insurance Rates in Connecticut
Dense populationHigh income areaWinter weather
Major Metro Areas in Connecticut
HartfordBridgeportNew HavenStamfordWaterbury
FAQ
Connecticut Car Insurance FAQ
Everything you need to know about car insurance rates, requirements, and savings in Connecticut
The average annual car insurance premium in Connecticut is $1,867, or about $156 per month. Full coverage averages $2,456 annually, while minimum coverage averages $645. Your actual rate depends on your age, driving record, vehicle, and coverage level.
Connecticut requires minimum liability coverage of 25/50/25 ($25,000/$50,000 for bodily injury and $25,000 for property damage). Uninsured motorist coverage is also required.
Key factors affecting Connecticut car insurance rates include: Dense population, High income area, Winter weather. Additionally, your age, driving history, credit score, vehicle type, annual mileage, and coverage level all impact your premium.
Approximately 8.9% of drivers in Connecticut are uninsured. This is relatively low compared to some states. Uninsured motorist coverage protects you if you're hit by an uninsured driver.
To lower your Connecticut car insurance: 1) Compare quotes from multiple insurers like GEICO, State Farm, Progressive. 2) Increase your deductible. 3) Bundle with home insurance. 4) Take a defensive driving course. 5) Maintain a clean driving record. 6) Ask about discounts for low mileage, good students, or safe driving apps.
The top car insurance companies in Connecticut include: GEICO, State Farm, Progressive, Allstate, Travelers. Each company offers different rates and discounts, so it's best to compare quotes from multiple insurers to find the best rate for your situation.
CT Insurance Costs
Average premiums in Connecticut:
- Annual Average$1,867
- Monthly Average$156
- Full Coverage$2,456
- Minimum Coverage$645
CT Requirements
Minimum coverage required:
- Liability25/50/25
- PIP RequiredNo
- UM RequiredYes
- Uninsured Rate8.9%
Top CT Insurers
Popular insurance companies:
- •GEICO
- •State Farm
- •Progressive
- •Allstate
- •Travelers